On Issues of the Joint-stock Reform and IPO of State-owned Commercial Banks 并列题名：On Issues of the Joint-stock Reform and IPO of State-owned Commercial Banks Shareholding system reform of state-owned commercial banks 并列题名：Shareholding system reform of state-owned commercial banks Study on hierarchical governance of state-owned commercial banks 并列题名：Study on hierarchical governance of state-owned commercial banks joint-stock reform of china's major commercial banks Research on corporate governance of the state-owned commercial banks the legal approach of China's reform for the state-owned commercial banks